How to Avoid the Coinstar Processing Fee– I wasn’t aware of this, but apparently banks no taking coins for free is a problem. Maybe getting a new bank is the answer. Otherwise, Grayson from debtroundup.com has some ideas on getting your coins charged without a fee.
3 Ways To Get a Price Drop Refund After You Purchase an Item– I have a friend that keeps every receipt from every purchase he ever makes so just in case the price of an item ever goes down he can get part of his money back. While that is a little extreme for most people Lance from moneymanifesto.com tells you what you can do to get a refund when the item you bought goes on sale.
5 Great Older Smartphones You Can Snag On the Cheap– We all know that Republic Wireless is the way to go to save money on your smartphone, and that RW requires you to buy one their phones. But for reasons I don’t fully understand there are some people who still aren’t with RW. For those folks, Phil from moneyunder30.com has a list of great smartphones you can get without spending a lot of money. Honestly though, if you really cared about saving money you would get a RW phone.
Prepaying for a High ROI– plantingourpennies.com explains how paying for certain items upfront can save you money in the long run. One of the only things I prepay for is insurance. I could pay monthly, but it costs a little less to pay the whole year in advance, so that is that is what I do.
12 Personal Finance Podcasts to Consider for Your Commute– Jason from PTmoney.com has a great list of finance podcasts if you want to learn all about money. If I had put this list together The Clark Howard Show and Freakonomics would have been #1 and #2 on the list, so I find it a little strange that neither of these podcasts even show up on Jason’s list.
I’d like to talk about these podcasts a little bit, because I think that radio shows about money have shaped my life in ways that are difficult to overstate. When I was a kid, my dad would always have the radio on “Bob Brinker’s Money Talk” during long car rides when there wasn’t a ball game on. Most kids would have found this stuff boring, but I was fascinated by it.
I learned a lot about money from those countless hours listening to Bob Brinker and understood all about basic investments as if it were instinctual. To this day, when I talk to somebody who doesn’t know these things, I have to remind myself that this stuff is not actually instinctual and that there are people out there that don’t know these things.
So that is how I initially developed an interest in money that lead to me becoming an accountant and eventually starting this blog. So now I listen to the Clark Howard Show podcasts every day to stay on top of things and have tried to get my kids to listen in as well. Unfortunately, they aren’t interested and plead for me to play music instead. Oh well, I’ll try again when they are a few years older.
The point is, if you want to learn all about money, there is no better way to do it than to listen to these finance podcasts during all the “wasted” time you have riding in cars or going for walks. Some ABC readers might recall I had a poll several months ago asking if anybody would be interested in an Art of Being Cheap podcast. There wasn’t a whole lot of interest, but it’s an idea I haven’t completely given up on either Maybe down the line when this site gets a little more popular I will give it a try.
So that’s my story. What about you? How did you get interested in learning all about money?